Community HealthCare Alliance
Application Process
Benefit Questions
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Did You Know!

The Value of a Broker
There is no fee for our broker services.
There is no increase in your premium
for broker services. Let us do the
homework for you. We can help you
find the plan that leaves the most
money in your pocket.

COBRA/State Continuation
Know your rights and responsibilities.
COBRA law applies to groups of 20 or
more. State Continuation law applies
to groups of 19 and less.

Full Coverage for Everyone!
If you've been declined or are at risk
of being declined coverage there
are still options. Ask us about the
Illinois Comprehensive Health
Insurance Plan (CHIP).

Community HealthCare Alliance Claims

The Community HealthCare Alliance Unicare HMO plan provides in-network coverage only.  Physicians and hospitals must be in-network, referrals from your primary care physician (PCP) are mandatory.   Familiarize yourself with the short list of plan limits and exclusions listed on the back of your benefit summary.  You should always verify that your physician has pre-certified any elective procedures with Unicare by calling the Member Service number on your ID card.  When using emergency services, you must notify your primary care physician within 48 hours following the service.

If your in-network hospital utilizes out-of-network specialists (radiologists, anesthesiologists), Unicare is NOT responsible for those fees. 

Active Community HealthCare Alliance members can log in to Unicare’s website to check their confidential claims status.